Your privacy matters to us. This Privacy Policy explains how Jolt Budget collects, uses, and protects your personal information. We are committed to keeping your financial data secure and private. Please read this policy carefully.
Jolt Budget collects only the information necessary to provide you with a functional personal finance management experience. We categorize the data we collect as follows:
We do not collect: banking credentials, card numbers, government IDs, precise location, or any data unrelated to your personal finance management.
All data collected is used solely to operate and improve Jolt Budget. Specifically, we use your data to:
We do not use your financial data for advertising, profiling, or any commercial purposes beyond operating the app. We do not sell your data to any third parties.
Jolt Budget is designed with an offline-first, privacy-first architecture. Your data protection is handled at multiple layers:
| Layer | Technology | Description |
|---|---|---|
| Local Encryption | SQLCipher (AES-256) | All data on your device is encrypted at rest using industry-standard AES-256 encryption. |
| App Lock | PIN / Biometrics | Access to the app is protected by your device PIN, fingerprint, or Face ID. |
| Cloud Transit | HTTPS / TLS | All data transmitted to Firebase is encrypted in transit using TLS. |
| Cloud Storage | Firebase Firestore | Cloud data is stored in Google's Firebase infrastructure with server-side encryption. |
| Credentials | System Keychain | Sensitive tokens and credentials are stored in the device's secure keychain, never in plain text. |
Your financial data is your data. Jolt Budget operates on a local-first model: the app works fully without internet connectivity, and data only leaves your device when you explicitly enable cloud sync.
Jolt Budget optionally uses Google Firebase (a Google Cloud service) to provide cross-device sync for premium users. When cloud sync is enabled:
Cloud sync is entirely optional. You may use Jolt Budget in local-only mode on desktop and web platforms without any data leaving your device.
For information on how Google handles data in Firebase, please review Google's Privacy Policy at policies.google.com/privacy.
Jolt Budget integrates with a minimal set of third-party services, each with a specific purpose:
| Service | Provider | Purpose | Data Shared |
|---|---|---|---|
| Firebase Auth | User authentication and login sessions | Email address, auth tokens | |
| Cloud Firestore | Cloud sync for premium users | Financial records (encrypted, tied to your user ID) | |
| Firebase Storage | Receipt photo storage (premium) | Images you upload to transactions |
We do not integrate with advertising networks, analytics platforms that track behavior across apps, or any data brokers. No financial data is shared with payment processors or banks — Jolt Budget is a tracking and budgeting tool, not a banking app.
Your data is retained as long as your account is active or as needed to provide services. Specifically:
You can delete individual transactions, accounts, or all your data at any time from within the app settings. To permanently delete your account and all associated cloud data, contact us at the email address below.
You have the following rights regarding your personal data:
To exercise any of these rights or if you have questions about your data, contact us at tryanto@tbglobal.id. We will respond within 30 days.
Jolt Budget is designed primarily for adults managing their personal finances. However, we recognize the importance of financial literacy at an early age. Children between the ages of 9 and 12 are permitted to use Jolt Budget strictly for educational purposes related to personal finance — such as learning to track allowances, understand budgeting, and develop money management habits.
We do not knowingly collect any personal information from children beyond what is strictly necessary to provide the app's core features. No behavioral profiling, advertising targeting, or data selling applies to any child user. All data protection measures described in this policy apply equally to child accounts.
Jolt Budget is not directed at children under the age of 9. If you are a parent or guardian and believe your child under 9 has provided us with personal information without consent, please contact us immediately so we can delete that information promptly.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:
We encourage you to review this policy periodically. Your continued use of Jolt Budget after any changes constitutes your acceptance of the updated policy. If you disagree with any changes, you may stop using the app and request deletion of your account.
Previous versions of this policy are available upon request by emailing us.
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal data, please contact us:
Email us at tryanto@tbglobal.id
We typically respond within 2–5 business days. For account deletion requests, please include "Account Deletion Request" in the subject line.